Erreurs et omissions du courtier

• Claims First Made during the policy period.
• Broad definition of Insured (including predecessor firms).
• “Pay on Behalf of” and “Duty to Defend” wording.
• Full Retroactive Coverage.
• Defense Costs – Outside of the Limit of Liability ($2MM aggregate costs per claim).
• First Dollar Defense available.
• Life Insurance Agents covered.
• Canada and the USA Territory.
• Non-Cancelable (except for non-payment of premium).
• Punitive Damages coverage within Canada.
• Insured vs. Insured – Claims covered arising out of insurance placements for staff.
• Up to Eight Years of Extended Reporting Period provision.
• Soft Hammer Clause (Defense Costs Inclusive).
• $5,000,000 Primary Limit of Liability available.
• Excess Limits available up to $20,000,000 (and more if needed).
• Retention Reduction Clause reduces your Retention by 50% (up to $5,000) when you retain documentation of declined coverage when pertinent to the claim.
• $50,000 Disciplinary/Regulatory Proceedings coverage.
• $15,000 Loss of Documents Expense.
• 30 Day Acquisition Clause.
• $10,000 Identity Theft coverage. This protection is provided to all the personnel of your office. By purchasing your Broker’s E&O insurance with TSW, your staff is covered for up to $10,000 to help restore financial health and credit history as a result of identity fraud.

You owe it to your bottom line to obtain a competitive quote with superior coverage from TSW.