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Commercial General Liability (including Excess and Umbrella) icon

Commercial General Liability (including Excess and Umbrella)

We can offer Commercial General Liability, Excess Liability and Umbrella coverage across a wide range of business classes including but not limited to:

  • Automotive
  • Cannabis
  • Construction and sub-trades
  • Food processing
  • Manufacturers , Distributors, Wholesalers
  • Medical and biotechnology
  • Mining
  • Oil and Gas
  • Pharmaceutical and nutraceutical
  • Rail Infrastructure
  • Realty
  • Retail
  • Security
  • USA sales
  • Life Sciences
  • Product Recall
  • Technology

Our limit is up to $50M.  $10M on primary and $40M on Umbrella/Excess.

Commercial Property icon

Commercial Property

We can offer Property, Business Interruption, Equipment Breakdown and Contractors Equipment coverage for a broad spectrum of classes including:

  • Construction
  • Contractors
  • Hotels
  • Manufacturing
  • Realty (Condominiums and Apartments)
  • Recycling
  • Retail
  • Sawmills
Course of Construction and Wrap Up icon

Course of Construction and Wrap Up

We can offer Course of Construction and Wrap Up Liability coverage for all types of projects including:

Cyber Liability icon

Cyber Liability

Suitable for nearly all clients in most industry sectors. Coverage is offered on a modular basis with separate insuring agreements so that your client can “pick and choose” according to their requirements. Coverages include:

  • Liability coverage extended to cloud providers and external vendors
  • Voluntary notification
  • Reputational harm
  • Crisis management and brand reestablishment
  • Most favourable venue language
  • 70/30 hammer clause
  • Computer crime, electronic theft & telecommunications fraud
  • Forensic costs up to the full policy limit
  • Programming and human error
  • Social engineering coverage
  • Pre and post breach risk management services
  • Cyber terrorism
  • Full Prior Acts
  • Costs to cover Payment Card Industry fines and penalties
Environmental Impairment icon

Environmental Impairment

We have access to many insurers who can offer a broad suite of options including:

  • Contractors Pollution
  • Fixed Site
  • Sudden and Accidental
  • Storage Tanks
Executive / Management Liability icon

Executive / Management Liability

We have access to many insurers who can offer a broad suite of options including:

  • Not-for-Profit
  • For Profit
  • Public
  • Employment Practices Liability
  • Crime
Inland and Ocean Marine, Stock Through Put icon

Inland and Ocean Marine, Stock Through Put

We have access to many insurers who can offer a broad suite of options including:

Professional Liability icon

Professional Liability

We can offer Professional Liability (Errors and Omissions) and Excess Limits across a wide range of business classes including but not limited to:

  • Architects and Engineers
  • Franchisors
  • Excess Lawyers E&O
  • Software developers
  • Non-destructive testing
  • Forensics
  • Life Sciences
  • Laboratories
  • Miscellaneous classes